How it Works
Quantum Impacts
Make quick and well-informed financial assessments within minutes
Increased productivity per resource
Reduced turnaround time
Enhanced client experience
Better data quality
Reduction in rework
Improved spreading consistency
Highlights
What makes QUANTUM the spreading platform your organization was waiting for?
AI powered spread platform that automates tedious data entry.
Intelligent insights with footnote adjustments within minutes.
Automated commentary with root cause analysis.
To learn and improve over time for better quality.
Sales pitchbook with loan product recommendation.
Seamless integration with data providers, risk rating models, lending system, Document Management System etc.
Features
Making life easier and more efficient for your team!
Projections and Stress Test
Quantum provides a built-in projection model for financial forecasting along with the option to stress test the projected figures with additional debt burden. The platform also allows customized scenarios based on various macro-economic factors that might affect the company’s operating and credit performance.
Peer Comparison
Quantum offers a wide range of peer-to-peer and peer group comparison functions based on industry and geography and also provides the option to build custom defined peer groups.
Covenants and Tiggers
Financial covenants can be setup within the platform and to track and monitor financial metrics breaches, custom or standard triggers can be set as well.
Consolidation
In order to minimize risks and give a holistic view of borrower groups, Quantum provides automated consolidation of standalone financials of the borrower’s subsidiaries. This results in sound decision making.
Templates
Quantum comes with a host of out of the box templates for analysing financial statements. It even goes to the extent to suggest the most suitable template for the company and the type of analysis that should to be conducted. For example; historical projection, sensitivity analysis or peer comparison.
Audit Trail and Version Control
Underlying formulae and data lineage can be easily traced and checked through audit trail and version control. This further provides accountability related to any changes and modifications.
Experience a new and efficient way to arrive at your credit decisions and be one step ahead of the rest.
